The insurtech compliance landscape is all content and no tools. Compliance portals cover underwriting and pricing. Industry blogs explain how to prepare. International law firms has the legal analysis. EIOPA's April 2026 letter signals that the supervisory authority is actively engaging with AI in insurance. What no one offers is the twelve-document Annex IV file generated from your system's actual data. AICheck produces it in 45 minutes. €249.
€249 one-time payment per system · 12 PDF documents in ZIP · 45 minutes · 100% in your browser
EIOPA's April 2026 letter signals active engagement with AI in insurance. The sector authority is watching. Annex III.5 covers creditworthiness (5(a)), risk assessment life/health (5(b)), and fraud detection overlap.
AICheck generates 12 documents per system. From risk classification to deployer instructions. Everything your supervisory authority will ask for.
You don't need to document 10 systems at once. This is the recommended workflow for companies with multiple high-risk AI systems.
The AI Act applies in addition to existing sectoral regulation (Solvency II, IDD, national insurance supervision). Your national authority supervises your insurance activities. The AI Act adds product-level documentation obligations for your AI systems. Both apply simultaneously.
Actuarial validation covers model accuracy and statistical soundness for insurance purposes. Annex IV requires a different type of documentation: system architecture, training data methodology, bias testing, risk management procedures, human oversight mechanisms. An actuarial report validates the model. Annex IV documentation regulates the AI system.
Article 11 requires documentation to be "kept up to date." This does not mean documenting every weekly iteration. It means maintaining documentation that reflects the current state of the system. Document the baseline. Update when you make significant changes. AICheck includes 10 regenerations and 30 days of editing.
Each AICheck licence generates a ZIP with 12 PDF documents for one AI system. For 10 systems you need 10 licences and obtain 120 documents in total.
Art. 6 + Anexo III.
Art. 11 + Anexo IV.
Art. 47 + Anexo V.
Art. 111.
Executive summary.
Art. 17.
Art. 13.
Per Annex IV point.
Art. 73.
Art. 4.
Chapter III.
Art. 9.
Generated in your browser. No data leaves your device.
Generates the technical documentation for each system under Art. 11 and Annex IV of Regulation (EU) 2024/1689. Structures the 9 points of Annex IV individually per system. 12 PDF documents per system.
Does not audit your systems. Does not evaluate whether your training data is adequate. Does not validate that your model performs correctly. That is your responsibility and, if needed, that of a notified body under Art. 43.
AICheck solves Layer 1 so your team can focus on Layer 2. At €249 per system, documentation stops being the bottleneck.
Article 99 of Regulation (EU) 2024/1689.
Art. 99.3. Up to €35 million or 7% of worldwide annual turnover, whichever is higher. For SMEs: the lower of the two.
Art. 99.4. Includes failure to produce technical documentation per Art. 11 and Annex IV.
Art. 99.5.
| Alternative | Cost | What you get |
|---|---|---|
| Big Four consultancy | €10,000–€30,000 | Full audit + documentation. 3–6 months. |
| Compliance portal / industry blog | Free | Explanation. No documentation. |
| Extend actuarial validation to cover AI Act | £0 | Different document. Wrong framework. |
| AICheck × 10 systems | €249 | 120 documents, 1 week, no consultancy |
If your company has an extensive AI system portfolio, we offer Volume Packs with discounts from 10 licences. Write to hello@solidwaretools.com and we'll send you a proposal within one business day.
Request Volume PricingAICheck generates a document structured under Article 11 and Annex IV of Regulation (EU) 2024/1689 based on the information you enter. The truthfulness, accuracy and completeness of that information is your responsibility as provider of the AI system.
We guarantee that the document structure follows Article 11 and Annex IV of Regulation (EU) 2024/1689 and that the legal references cited are correct as of the latest verification date. We do not guarantee that a specific document will be accepted by a market surveillance authority in a specific case, nor by a commercial buyer in a procurement process.
AICheck is not legal advice. For specific situations, consult a lawyer or specialised regulatory consultancy.
Regulation (EU) 2024/1689 does not wait. Each high-risk system needs 12 documents under Annex IV. AICheck generates them in 45 minutes per system, 100% in your browser, with no data leaving your device.