Generic Annex IV templates leave you guessing which fields apply to your credit scoring model. AICheck knows you are Annex III.5(a). It asks for your training data sources, your model architecture, your fairness metrics, your human override procedures — the specific inputs that Annex IV points 2(d), 3, and 4 require for a creditworthiness evaluation system. Twelve documents. 45 minutes. €249. No data leaves your browser.
€249 one-time · 12-document ZIP · 45 minutes · Browser-side
Regulation (EU) 2024/1689 requires Annex IV documentation for all high-risk AI systems. For fintech credit scoring under Annex III.5(a), the documentation must address sector-specific elements: training data from credit bureaus, fairness metrics across protected characteristics, human override procedures for denied applications.
You already know you need Annex IV. Here is what AICheck does with your fintech system data.
Annex IV point 2(d) requires description of training data "including the training methodologies and techniques." For a credit scoring system, that means: source of credit bureau data, historical loan performance datasets, feature engineering applied to financial variables. A generic template does not ask these questions. AICheck does.
The nine Annex IV points are interdependent. Point 3 (performance metrics) must reference point 2(d) (training data). Point 4 (human oversight) must reference point 1 (risk management). A manually filled template risks internal contradictions that a market surveillance authority will flag. AICheck generates a structurally consistent dossier.
Article 11 and Annex IV are directly applicable since 1 August 2024. The implementing acts (Art. 6.5) may refine Annex III categories, but the documentation obligations under Annex IV are already in force and enforceable from 2 August 2026. Waiting is not a compliance strategy.
12 PDF documents generated from your data. Each cites the specific article of Regulation (EU) 2024/1689 it complies with.
Identifies your system as high-risk under Annex III.5(a) and determines your role as provider. Art. 6 + Annex III.
All 9 Annex IV points: description, purpose, training data, metrics, risks, human oversight. Art. 11 + Annex IV.
Signable document per Art. 47 and Annex V. Declares conformity with Chapter III obligations.
Key dates: 2 Aug 2026 (Annex III), post-market monitoring obligations, review deadlines. Art. 111.
Executive summary of your system's compliance status for authorities or clients.
QMS document structure required by Art. 17 for providers of high-risk AI systems.
Document you deliver to the bank or financial entity deploying your system. Content required by Art. 13.
Verifiable list of evidence supporting each Annex IV point. Basis for internal audit.
Serious incident notification protocol per Art. 73. Includes deadlines and reporting channels.
AI training plan for involved personnel per Art. 4 of the Regulation.
Model contractual clauses between provider and deployer for Chapter III responsibility allocation.
Template for documenting risk management committee meetings required by Art. 9.
Generated from your data, in your browser. No data leaves your device.
12 docs. 45 min. €249. Specifically structured for fintech credit scoring — Annex III.5(a).
Art. 9 requires continuous risk management. AICheck generates the initial documentation. Post-market monitoring is your operational responsibility.
We generate the Annex IV dossier. We do not monitor your model in production.
Article 99 of Regulation (EU) 2024/1689.
Art. 99.3. Up to €35 million or 7% of worldwide annual turnover, whichever is higher. For SMEs: the lower of the two.
Art. 99.4. Includes failure to produce technical documentation per Art. 11 and Annex IV.
Art. 99.5. Applies if submitted documentation contains incorrect or misleading data.
| Alternative | Cost | What you get |
|---|---|---|
| CompliAI / generic platform | €2,000–€8,000/yr | Generic Annex IV. Annual subscription. |
| KLA Digital template pack | ~€500 | Template. You fill it in manually. |
| Ignore Annex IV | €0 now | €15M fine later |
| AICheck | €249 | 12 fintech-specific docs, 45 min |
If you need documentation for 5 or more systems, email us for volume pricing: hello@solidwaretools.com.
Request Volume PricingAICheck generates a document structured under Article 11 and Annex IV of Regulation (EU) 2024/1689 based on the information you enter. The truthfulness, accuracy and completeness of that information is your responsibility as provider of the AI system.
We guarantee that the document structure follows Article 11 and Annex IV of Regulation (EU) 2024/1689 and that the legal references cited are correct as of the latest verification date. We do not guarantee that a specific document will be accepted by a market surveillance authority in a specific case, nor by a commercial buyer in a procurement process.
AICheck is not legal advice. For specific situations, consult a lawyer or specialised regulatory consultancy.
Twelve documents. Annex IV fully structured for Annex III.5(a) credit scoring. Regulation (EU) 2024/1689. Your data stays on your device. The ZIP you download is yours forever.